Does my car insurance premium go up when a accident is someone elses fault?

Question

Does my car insurance premium go up when a accident is someone elses fault?

Answer 1

if you were not at fault you will not accumulate any points and your rates should stay the same

Answer 2

If you are not at fault, your insurance should stay the same.

Answer 3

It may.

Answer 4

It could.  

Answer 5

It may.  You wouldn't be charged any surcharge points unless your company had to pay out (even if it WAS someone else's fault), but you may still lose your 'safe driver' discount or, you may be put into a different rating tier.

Answer 6

For auto insurance the best way to get a good rate is do a policy comparison on car policies. Make sure that you compare similar policies with the same limits, auto make, location, etc so that all options are an accurate comparison.



What I most often recommend is an online comparison quote at http://www.InsureAutoNow.info since they have lots of insurers and will give multiple prices on auto insurance polices.

Answer 7

I have tried it myself, here is some good informations.http://car-insurance.online-tips.info/ca...

Answer 8

Unfortunately yes it does depending on the insurance company. And none of them will give you a straight answer about it either. The ones that do will never admit it to keep you as a customer. Likewise, those companies that don't do it would rather not make that kind of promise. If they need to raise the rates they need an excuse to do it.

I've had good results here...

http://www.knowledged.info/go.php?link=i...

Good Luck.