Does one have to get their health insurance in the same state they are licensed to drive?

Question

If so, why?

Answer 1

The state you are licensed in is not as important as the state you LIVE in.  Your "resident state" is the one that matters for your health insurance.  However, being licensed in a state you do not reside in more than half the year may lead to other issues, such as having to become a resident of the state you move to by the time you have been there for 6 months or a year ( depends on state).  This is a legal issue however and not an insurance one.  

If you are living out of state for school that is a different story.  You should be able to get a plan in the state in which you are attending school without issue if that is the case.

Good luck to you!

Answer 2

Not neccesarily.  I was licensed to drive by the state of Texas, but attended college in another state.  I needed health insurance to cover me in the state where I lived, not my permanent address.

Answer 3

You are supposed to be licensed to drive in the state where you maintain your primary residence (home).

Insurance is almost always based on where you live.

Hope that helps

Answer 4

You can only purchase health insurance in your state of residency. The policies from any company can differ between states and not all health insurance companies are licensed in every state. Premiums are also different by state and even zip code because health care costs vary. An insurance company can decline a claim if you are in a different state.

Also, if you were to get a health policy in a different state you may not be able to use it because there may not be a doctor network in your state.

If you are a college student it's a little different; you should get a policy through your college or from a company licensed to do business in your college state since you are there most of the time.

Answer 5

I see zero reason why not! Health ins & auto ins are seperate. For instance, If you are in a auto accident(MVA), your medical bills will be sent to your auto ins, NOT your health ins!