Does the Fair Credit act apply to landlord tenant relationships?

Question

The reason I am asking is because the Landlord of a former commercial building that I leased is telling other merchants on the street that I terminated my lease early and still owe him money. I disagree with him about this matter as he agreed to keep my deposit as payment for the final month of the lease when I discussed moving to another location. I did not get my deposit back of course. Also he has sent a letter to my father asking that he pay the rent that he feels I owe. I am 40 years old, and do not think it was appropriate for him to discuss my business dealings with my father or anyone else in the community. Can a landlord share this information with the general public, or is this a matter that should be confidential? I know this is unethical, but is it legal?.

Answer 1

No credit has been extended to you, so no credit related laws will apply.

You can try to sue for gossiping, but that is all this is.   You would have to prove you were damaged by the gossip, which could be pretty tough.

Answer 2

No, it would not apply in this case.

I would threaten to take him to court for harrassment and maybe even slander. Make sure all your ducks are in a row first. Get the financial situation straight, have copies of all your records. So whatever this guy throws at you word wise, you can back up with paper.

Good Luck!

Answer 3

No...it would not apply in that case.

Remember the key word, "reporting".

What he is doing is not against the law...you have your opinion, he has his.