Does the financial ombudsman have the final say in an insurnace matter?

Question

when buyin first house got sent to a financial advisor who sold me and my husband a life policy, basically he ended up filling in some of the form and failed to disclose some things, my husband then died and my insurance claim was refused, however i went to the ombudsman and he agreed with myself and said that the insurance company should pay out proportianatly and with interest on the premium we would have reached had we answered the questions correctly, does this mean that i will get the money i was insured for or does it mean that i will get only a percentage of it. is the financial ombudsmans decision final. thanks for reading.

Answer 1

if the ombudsman is on your side if you have to go to court to get your $$$ that will help.