Does the payer of a down payment check need to be present when buying a car?

Question

I am getting a new car. My uncle will write me a check to pay the down payment. When I buy the car, does he need to come with me to the dealer?

Thanks!

Answer 1

Yes. He must be there to present the check. The dealer needs to make a copy of his driver's license as proof that he is the writer of that check. If you brought in your uncle's check without him present, your uncle could legally stop payment on it. The dealer would have to go after you for the money or repossess the car. Then they would have an "unwind" on their hands and a major headache undoing all the paperwork, including the contract and DMV forms.

Some dealers may even require your uncle to fill out a "five-liner", or a simple credit app so they can run it. They may want to be sure your uncle is in good standing and not a risk in accepting his check.

Now, you don't have to go in together if that isn't possible. He can stop by any time to drop off the check. The dealer will then call you and have you come in to finish up the paperwork and take delivery of your new car.

Answer 2

Yes he does, otherwise they would thinkyour foreging the check and its not yours.

Answer 3

No, because your uncle is writing YOU the check.  Deposit the check in your bank account and take your own check to the dealer.  Or cash the check and us the cash for the down payment.