Driving - insurance?

Question

iv started to drive and im thinking about a car, my dad has a company car but iv never though tabout goinonhis insurance, my mate has justtold me i wouldnt nore my dad have to pay because a payment is made out for a comapny car so iwould be able to use my dads car? is this true? or does it depend on the contract my dad has with the company?

Answer 1

It depends on your dad's contract with the company and the insurance they purchased.  Your dad will have to ask the company he works for to find out if you are allowed to drive it.  I had a company car and only my spouse could drive it besides me or someone else who worked for the company.  And since I have no spouse, no other drivers.   But that was just this company.

Answer 2

I would like to answer your question but I can not make out what your saying.

Answer 3

You need to read the policy your father has, as the terms and conditions vary from insurer to insurer. You may find for example that it only covers drivers who work for the company while they are on company business, or that it only covers drivers over a certain age or drivers with a full driving licence. Company insurance usually also has a very high excess, particularly for younger drivers, so bear in mind that if you do have an accident, you will have to pay the excess.