We bought a house 3 years ago together and we got a adjustable rate mortgage. Our original martgage was $2,650 a month but just shot up to $6,123 a month 4 months ago. We are now late on every bill and our cars are about to be taken on Augest 1, 2008. We are 24 & 27 years old and we'll both be filing for bankrupt soon. We argue everyday and the relationship is really going down hill. I think we need time away from eachother. How should I tell him that I think it's time that we handle our business and move on?
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