Federal College Loan that lets you borrow the total cost?

Question

I need to get $24000

Answer 1

If this amont is for one year, the only way you could accomplish this with federal loans is by taking out the max you are eligilbe for in a combined Stafford, Perkins and then supplimenting that amount with a federal PLUS loan.  However not all students can take out PLUS loans in thier name and usually have to do a parent PLUS loan.

This is an excellent book about federal loans.

Answer 2

There are so many uses for old secured personal loans, and the chances are you will be able to get one quickly and easily. It's a common idea that only homeowners can get loans from finance companies. That just isn't true, most people can apply for, and receive an unsecured personal all kinds of uses. You can get loans from a few hundred pounds, up to £25,000, unsecured. These loans can be used to buy a new car, a holiday abroad, a new kitchen, the latest cell phone available, or just about anything<!--else. It is a true that you will probably pay more interest than a homeowner who takes out a secured loan. But on the other hand, they have to take out a second mortgage to get their hands on the money.

http://best-loans.awardspace.com/student...

With an unsecured loan, you don't need anything, apart from the application form and a good broker. All kinds of people can apply for unsecured loans, tenants, young people, retired people, people with good and bad credit, you can even get a same-->day loan, and some companies let you apply online. The interest rate you pay will be made very clear to by the broker before you sign anything. As will the amount of the monthly payment, and how long you have to make those payments for. Any quality broker will go out of his way to make sure you understand these rules.

Answer 3

I found this awesome guide to Federal Student Aid...  mines in booklet form but is also available on www.federaldstudentaid.ed.gov   You can get the paper booklet form  By emailing [e-mail] it is freeeeeee, easy to follow and all Federal aid is discussed there......

Answer 4

1) The best government loans to get are Federal Perkins Loans. These have low interest rates and the government will help you pay them back as long as you stay enrolled in school. You also don't need a cosigner or good credit for them. Read more here:

http://www.studentfinancedomain.com/stud...

2) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Read more here;

http://www.studentfinancedomain.com/stud...

3) If you can’t get a Perkins Loan or a Subsidized Stafford Loan, then try for Unsubsidized Stafford Loans. These are given to all students, regardless of financial need, and you will have to pay the interest while in school, but they are still better than private college student loans. Read more here:

http://www.studentfinancedomain.com/stud...

4) You can also try to get a college grant or a college scholarship, which are both free money sources that you can use to pay for school, and you don't have to pay them back.

You can read about grants here:

http://www.studentfinancedomain.com/fina...

Here are sites that offer grants:

http://www.fedmoney.org/

http://www.freegovmoney.net/

http://www.grants.gov/



Read about scholarships here:

http://www.studentfinancedomain.com/fina...

And here are some good sites that offer scholarships:

http://www.findtuition.com/scholarships/

http://www.nextstudent.com/scholarship_s...

http://www.brokescholar.com/

http://apps.collegeboard.com/cbsearch_ss...

http://www.educationplanner.com/educatio...

http://www.studentawards.com/

http://www.college-scholarships.com/

Good luck!