Question:

Filing as Independent?

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This will be my first time filing on my own, as an independent for FASFA. I will he having a child in 3 weeks, and will have a dependent obviously. Will I get less money for having a child and going to school? I dont quite understand how this works. I am not married yet, but engaged, I know that doesn't mean anything on the application. Im just not sure how much money I will receive. And no I do not work... Someone help.

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  1. In order to be independent, you have to answer YES to one of these questions.  

    Were you born before January 1, 1985 (question 48)?

      

    At the beginning of the school year 2008-2009 will you be working on a master's or doctorate program (such as an MA, MBA, MD, JD, PhD, EdD, or graduate certificate, etc.) (question 49)?  

    As of today are you married? (Answer "Yes" if you are separated, but not divorced.) (question 50)  

    Do you have children who receive more than half of their support from you (question 51)?  

    Do you have dependents (other than children or spouse) who live with you and who receive more than half of their support from you, now and through June 30, 2009 (question 52)?  

    Are (a) both of your parents deceased, or (b) are you (or were you until age 18) a ward or dependent of the court (question 53)?  

    Are you currently serving on active duty in the U.S. Armed Forces for purposes other than training (question 54)?  

    Are you a veteran of the U.S. Armed Forces (question 55)?  

    As you can see, simply having a child does not make you independent, you have to be providing more than half of his support as well.  If you made no money in 2007 and don't have a job, then this is going to be a little difficult to prove.  (Personally, I find it hard to believe you did not earn ANY money in 2007.) If you did earn money, you'll be okay.  If not, call your parents and ask for thier tax returns.... you will need to enter that info on your fafsa.

    No you don't get more or less money as a dependent vs independent.  You are allowed to BORROW more money if you are independent.  fun.

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