Filling out health insurance info, can someone help?

Question

I am filling out health insurance forms online to submit to my clinic so they can bill the insurance company. It asks for the subscriber and the guarantor. I don't do this much so I'm not sure who to put down. My husband is the main insurance holder and I am listed/covered under his policy. I will be the patient at the clinic. Does anyone know who I should list as guarantor and who I should list as the subscriber? Thank you!

Answer 1

The subscriber is your husband, since it is carried through him. The guarantor is who is responsible for the payment of the bill. This can be either you or him.

Answer 2

So your husband is the subscriber.  YOU are the guarantor - the person promising to pay the money if the insurance declines to pay.  

You would also be the guarantor for any of your minor children.

Answer 3

You should get with your health insurance agent and have him or her help you or complete this process for you.  That is why they are paid commission by the company.