Financing furniture in sacramento, ca?

Question

anyone in sacramento area knows a decent furniture stores that do financing inside the store? I'm looking to buy a living sets and my credit is so-so.

Answer 1

Buy a used set through Craig's List and work on cleaning up your credit score. If you have any debt now, make all your payments on time with minimum payments on all debts and pay off the debt that is the least, first. Then work on your next lowest, until you have no more than 2 or 3 outstanding debts. Minimum payments don't get you anywhere, but less monthly payments per month will work out better, faster. After a 6 month period of paying your minimums on time, ask for an increase on your limits for your major credit cards. Forget about department store credit cards or other stores. All stores take the 4-big cards. AMEX or MC or Visa or DISCOVER. Choose which of those cards you want to hang on to by which charges no annual fee and what other bonus' they offer you. you CAN get to a point where YOU are using THEM in the credit game. Good Luck.