Financing options when leasing a car?

Question

I want to lease a new car and i have a question. What are my are my financing options if i want to lease the car?

For example:

bank

car dealership

and so on

I plan to lease the car for 24 months

thanks in advance

Answer 1

You can do either a bank, leasing company or through a car dealership.  The car dealership is probably your cheapest option as you are dealing directly with the manufacturer.  They want to move cars and may have subisidized leases.  With all that is happeingin inthe lending industry and the car sales business, it will be tougher to find a bank willing to lease a car.  They don't want to be stuck with the car in two years when you return it.

Answer 2

Until a few years ago, you could get lease financing from banks, credit unions, and independent lease companies. But now these sources can't compete with the "captive" finance companies that dealers use, such as Ford Motor Credit, American Honda Finance, Toyota Finance Corp., big national banks like Wells Fargo, and so on.

However, there are a few independents left who work with large national banks to arrange lease financing at competitive rates, especially for people with good credit. Here's an article that explains it better:

http://www.leaseguide.com/Articles/indep...

Good luck.