First Health Insurance Company? Please read! 10 Points for best answer!!?

Question

My husband is starting with a new company & they provide health insurance with a company called "First Health Network." I have never heard of this company??? Is it good insurance?? I am currently paying for Blue Cross PPO but it's expensive! Any opinions on First Health Insurance?

Answer 1

First Health is owned by Coventry, which is a very good company, and is a managed care organization. However, with group policies they can use one of several different insurance carriers so there is no way anyone here can tell whether the plan you'll have is good or not. They'll customize the insurance plan to suit the employer, adding or subtracting benefits to meet the employer's needs and budget. This can be good because they can keep the premium lower by removing rarely used benefits but it can be bad if the benefits they remove are benefits you want.