I've only been 18 for a month & I have yet to obtain any credit history.
After talking it over with a lot of people, including my parents, I've decided to get a credit card. I have had a steady job for over a year now and because I'm still living with my parents, no extra expenses.
I handle my money well & have an alright savings. I'm not too worried about over spending or getting excited with it. What I've been told to do is buy things I can afford but use them to help myself a paying history.
What are the best credit cards for a new credit user? What should I expect for interest rates, etc? Any helpful tips would be greatly appreciated.
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