First-time leaser, Do I need credit to Rent an apartment?

Question

Im 18 and I just got my credit card today. I have $1,300 in my bank account and im working full time.

Do I need good credit to lease an apartment for a 7-month lease? The apartment is $500 a month.

Can i try to get the apartment right now? ( Im thinking i cant)

Or would I just have to save up another $2,200 + my $1,300 to equal $3,500 (total of 7 months rent) and then try to get the apartment?

(in Texas)

Thanks

Answer 1

Some landlords will ask for your credit report, others will not.  All have asked me to verify my employment and salary.  I don't think it is reasonable for them to expect you have the full lease amount saved in advance.

For your own budget - remember the other expenses you will have once you get the apartment (utilities, etc).  

I would go for it, the worse they can say is "no".  Good luck!

Answer 2

u might be able to but it will be hard....one factor could be how long u have held your job.....also give good references, it just depends on the landlord......i think u have a chance, me and my buddy rented a house at 18

good luck man