Question:

For best investment please give suggestion?

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please give your opinion for the best investment

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  1. Name: Amit
    Age: 29
    Dependents: Wife,Mother, Father ( Presently no kids may be 2 after 2-3 years)
    Profession: Engineer working in the India
    Presently Earning: 300000lac P.A/-
    Yearly savings: Approximately Rs 15000 (after all expenses including premium insurances)
    Risk capacity: Medium to high

    My insurance portfolio
    1. Term Insurance plan - Yet not taken
    2. Three LIC policy -One Jeeven Mitra Rs.100000 tripal benefit, Jeeven Sathi Rs.200000 double benefit & One money back Rs.50000
    Total primum= 20454
    3. Medical cover for me and my family is provided by my employer
    My investment portfolio
    Avenue
    Fixed Deposits
    Ulip plan Icici pru.Lifestage RP
    Pension plan icici pru. Pension rich fund
    PPF
    Total
    I don’t have any real estate & market exposure.

    My financial goals
    Financial Goal
    1st Kid Education Corpus
    2nd Kid Education Corpus
    1st Kid Marriage/Seed Capital
    2nd Kid Marriage/Seed Capital
    Retirement Corpus*
    By House


    My questions
    1. Is my portfolio and asset allocation structured to meet my financial goals?
    2.My future plan to Inverst Rs.2000-3000 /month in MF/UILP through SIP mode. Please suggest plans
    3. Provide your opinion on choices of funds
    4. Infuture to buy a home

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