Question:

Foreign Exchange: Rates quoted on Yahoo Finance vs. Rates given by your local Forex dealer?

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The spot rate for the Swiss Franc has been around 1 to 1.05 francs to every dollar in the past few months, according to Yahoo Finance. When I ask a local Forex dealer to exchange dollar for Swiss Francs, they want $305 for 300 Francs which is quite far from the spot rate (and doesn't include the service fee.)

I've consulted quite a few dealers and they all want more than $1 for 1 Franc. I've only looked at dealers and banks in the US.. I'd rather have a few hundred Francs in emergency cash when I arrive in Switzerland to avoid paying the ripoff rates at the airport.

Even though $1 is worth more than 1 Franc, I'm still happy if I can get an effective exchange rate (after fees and royalties) of 1 to 1. Is this possible or am I not looking in the right places?

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  1. Probably not, everyone will charge a "convenience fee" for the conversion, which is built into their conversion factor.

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