Fred Loya Insurance. is the the worst insurance to deal with.?

Question

I had an acciddent on the highway where a driving truck's debris fell and hit my car in front causing my car to overheat after waiting for 4 hours for the police to clear the highway and push my car out of the median. me and my granddaughter were given a ride to my home in a police vehicle. and my car was towed to friendly chevrolet dealership in dallas, tx. after alot of litigation and arguing with fred loya insurance. fred loya agent decided that only my bumper would be covered. and that was that. they said it was a maintenance issue that cause my engine to overheat...the guy from fred loya came to my house to determine whether and right away said nope, it all would not be covered, he gavve me his card and left my house. then I called the 800 number for fred loya and tlked to the agent in charge of my claim . he took advise for me to take my car to friendly cheverolet because they do business with each other... stuipid me said ok. they refuse to pay anyting else but the bumper...

Answer 1

NO ITS NOT. IVE HEARD SOME GOOD STUFF ABOUT THEM TOO. THEY HAVE A NEW PREFFERED PACKAGE! ITS ONLY FOR PREFFERED CUSTOMERS THAT COME FROM ANOTHER STANDARD COMPANY. THEY HAVE PRETTY GOOD RATES AND AGENTS. AND IN REGARDS TO THE CLAIM, IT ALL DEPENDS ON THE SITUATION.

Answer 2

The owner of that truck should be held responsible.

Answer 3

I don't understand how damage to a bumper can cause a car to overheat.  I don't understand how anything hitting the front of the car can cause it to overheat without doing a lot of other front end damage, unless you can prove something managed to puncture the radiator.  I also don't understand why your car wasn't going anywhere, but it was running for 4 hours.