Free insurance training?

Question

I see that Amerprise offers select free insurance training for life and securities. Does anyone know of a company that provides "free" training (to get licensed) for property and hazard insurance?

Answer 1

You may have to become a captive agent.

In other words, if they provide a valuable service for you (the training), then you must work for them and them alone (hence the term, 'captive agent').

If you must have freedom in your decision making, then you may want to pay for the training youself.  Not inexpensive, but possible.  

Before you sign a contract, find out if you will be a captive agent.  If so, for how long?  If you are 'dismissed' by the company, will you be able to go to a competing underwriter?  If not, is the prohibition for one year, two, three, or more years?

Those of us who hire people want them to work with us.  We do not appreciate it if a person is trained and then moves to a competitior because the other person offers higher commissions.  (The lower comissions some offer trainees is because we need to recover most of the cost of the training.)

Incidentally, that recovery  period can be a long time.  Look before you leap.  

I only take people who pay their own way.  There is always a person who will not risk two hundred dollars on himself.   Why would I want to invest two hundred dollars in someone who will not invest in himself?  

Guys like me would rather offer the person a nicer commission schedule up front and hire people who believe in themselves.

Regardless, let me know how you do.  I would like to know about that company anyway.  It is a good company offering good products.  But I do not know about their policy on new agents.

My site is www.EndlessLegacy.US  

If you wish, you can put your answer in through my site.  I can then let others know what you have posted (without mentioning your name to the public).