HELOC financing in California Escrow?

Question

I am buying a home for $175,000. I am putting $150,000 down. I need $25,000. I want to get a HELOC because the fees are much less than a traditional loan. With traditional financing, there is an approval letter stating that the lender is willing to finance the buyer for a specific amount. What is the process of getting a HELOC during escrow. Please be specific in the steps and details of how to obtain a HELOC for escrow purposes.

Answer 1

Is it a HELOC on what your buying? can't happen

or

Is it a HELOC on what your selling? can't happen

a Heloc is a line of credit secured by property you already own and can't be on the market let alone in excrow.

Use a credit card and get the money later to pay the card.