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I just checked our checking account online and there was a HUGE problem. We had been issued a check from an insurance company to reimburse us for car repairs. We deposited this check on April 3. It had already cleared online and everything--it showed the money in our account. Today I look and they have subtracted the amount of the check and a returned check fee. We already spent this money. What is going on? How do we fix it? Any idea how this happened? I have never experienced this before so I have no clue what to do. I tried to call the insurance co but they do not have a 24 hr number so I left a voicemail, called my bank they were no help. I will call again in the morning but I am terrified...help!
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