Has any else been sued from Aspen Mastercard?

Question

ok... i recieved something in the mail by a law office saying that i am being sued by a collections agency and they told me the costs where coming from a "Aspen Mastercard" when i have never in my life applied for a credit card. (for this very reason) Im am 100% sure it is identity theft since ive never heard of this company in my life. so i was wondering if anyone knew a number or ANYTHING to help me contact a live representive? Their website has no customerservice number. just an address to send payments thru mail... ive even tried to look up the adress to get the number to it and no results. i need help immediatly. i am a full time student and a full time worker and doesnt have the money to pay this law suit especially when i dont even know what its from.. anything will help.. thanks

Answer 1

It could be a scam.I looked on the internet and couldn't find anything about them but I do know if a credit card company is going to sue you they will have you served with papers.It just happened to my daughter and it was legit so if someone is telling you by letter that you are being sued tell them to send you proof of the account and charges that were made.If they do send you somthing proving there is an account then you'll need to look into identity theft.If it's a scam they will just crawl back under their rock.

Answer 2

Don't waste your time calling.  Send a certified, return receipt letter indicating you have never had a credit card and believe this is mistaken identity or ID theft.  Request they provide validation of the debt to include copies of the contract and other documentation proving this is your debt.  Give them 30 days.

In the meantime, check your credit report (AnnualCreditReport.com) to see if this is showing up.  Dispute it as not yours.

Start a file of all these letters and keep them.  You may need the papertrail.