Question:

Has anyone ever received a Graduate Plus Loan with bad credit? How hard is it to get approved?

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I have 23 items in good standing and 9 that are not. Most of those are bad debts from more than 5 years ago and were sold to a collection company, who have tacked on fees.

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  1. Bad Credit Does Not Mean You Cannot Get A Loan.One of the most popular resources for researching bad credit loans is the internet. Almost all lenders have web sites that provide guidelines and information about their bad credit loan programs, and some even offer online<!--application processes. As noted above, though, don’t fill out large numbers of applications or you may damage your credit rating further. One way to avoid this is to use an independent loans brokerage, who will make applications on your behalf only where they know you are likely to be successful. You may find a bad credit loan here,

    http://best-loans.awardspace.com/

    Do some research before you submit any loan applications. Check out several lenders, ask about their interest rates and loan terms, and find out more about their loan process. Be careful, though, not to submit a flurry of applications in a short period of time. Activity such as this can actually-->make your credit rating worse, so make sure you learn as much as possible about each lender’s program before deciding whether or not to complete an application. You can also work with an independent loan broker to help determine which lenders have programs that fit your individual circumstances.


  2. Hello Everybody,    

       Have you been looking for loan and you have been denied and scammed by those heartless people on the internet pretending to be lender,here is the man God used to help me,

    My name is Joy peter, i live in U.K. just a few month ago i was in search for a loan of € 12,000 Pounds as my family was running out of money for feeding and my education and i also have a bad credit and a lot of bills to pay so i applied for a loan i was scammed about € 1,200 Pounds and i decided not to involve my self in such business, finally colleague of my introduced me to a loan firm due to my appearance and doings. I made a trial and i am grateful  today, i was given a loan amount of € 15,000 Pounds by this great firm Luckson Loan Inc. managed by Mr, Jerry Luckson.       If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds i will advice you to, contact him via email jerryluckson41@yahoo.com and free from scams in the net.

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  4. I received a Grad Plus Loan with ok credit, not good or great, just acceptable. It's not too hard but you may need a cosigner if you're not approved. Ask you financial aid office to run your credit and see if you qualify. It never hurts to ask. Good Luck!

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