Has anyone received a letter from their insurance agent about the april rate changes?

Question

Im just curious if anyone has received any type of letter from their insurance agents in massachusetts. If so what does it say? Our rates are becoming competitive come april 1st and im wondering if agents are making their customers aware of this and trying to reassure them in any way with letters. 10+ to someone who gives exact details or tells me what their letter reads exactly

Answer 1

I wouldn't expect to see a letter from your insurance company telling you of a rate change - it will just HAPPEN.  Then, it will be up to you to either accept the change or look around and find a different company or agent.  At any rate, your rates should NOT change in April unless your policy RENEWS in April.  Companies won't increase your payment during your current policy period.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!