Have any of you ever tried care credit?

Question

i got one from my dentist? it is a credit card..but you can only use it for mrdical purposes ..like dental ..vision..doctors..etc..i found it good to have if your sick and in between paychecks..i only used once.

Answer 1

I have pretty good insurance so I rarely use mine for myself. Usually, if I use it, I use it for my pets at the veterinarian or buying supplies at the pet/vet store.

I like to take advantage of their 0% interest promos, where I can increase my payment history on my credit reports - on their dime.

Answer 2

Hi there!

CareCredit approved me for $2500.00, which I used towards laser hair removal and some for a down payment on cosmetic surgery.

It can also be used at several veterinarian hospitals for your pets.

I recommend using it only for emergency purposes.  The interest rates seem reallllly high.  It was the first credit card I paid off because I was being charged high finance charges. But, this probably varies with each person :)

Answer 3

It  is good to have but the interest rate is high, and if a payment is even a few days late they cut off you being able to use it.

I know from experience because i used it for a dental visit and for some reason i forgot to put my checkbook back in my purse, and used the card, well being the first time using it i received the bill saw the due date and put it with my other bills and when i picked it up again it was due in 5 days, i sent the full payment and it arrived 2 days late.  I had a late fee, i called and they would not remove it even though i full paid $1,588.00.  I went  ahead paid the late fee immediately, and in two months went to dentist used the card and it wouln't go thru, because i paid late.