Have cobra ins from pryor employer hurt on job no worker comp and cobra plan won't pay what can i do?

Question

I am self employed and contract my services out. I have cobra insurance from previous employer. Was hurt on job and do not have worker comp insurance. Cobra insurance will not pay, Said it is a worker comp claim.

Answer 1

If there is no worker's comp insurance then your cobra should cover. You may need to contact an attorney for this one or pay out of pocket.

Answer 2

since you are your own employer, I would suggest writing a letter on your company letterhead stating that you do not carry work comp on yourself and have no employees.  Submit that with a letter to the health insurance carrier explaining your situation, along with the original denied claim.  

Your health insurance should pay if there is no work comp.

Answer 3

Cobra is responsible.