Have you ever fiddled the insurance?

Question

I have a suspicion that many insurance claims are inflated or less than honest, for example "my dog knocked a cup of tea over and it spilt all over the 42 inch plasma TV".

Have you ever bent the truth slightly, in this respect?

Answer 1

Truthfully, yes but not intentionally. My son had a decent bike pinched and it cost £200, after receiving a cheque from the insurance company, the police had found it, a bit worse for wear but this was about 6 weeks after,and we had claimed by then.

Answer 2

fiddling the insurance means that insurance cost will increase as the company is having to reimburse more claims - not convenient for anyone who takes out a policy.  In the end insurance costs more and the insurance company makes more money once fiddlers stop!

Answer 3

I've never cheated on an insurance claim - it's not worth the risk of a jail sentence for fraud if you get found out...

Answer 4

You have given me a good idea I could burn my house down to make a claim, businesses that are doing badly get away with it why shouldn't I?

Answer 5

Don't do insurance now since Shaftworthy and Rotter sold me a genuine Picasso for £37, being a bit short of the readies I slashed the picture with Tristan's flick knife and claimed £100,000 from the Insurers. They told me that they were reluctant to pay as they found on the back under the frame 'painted by Horace Middlethorpe aged 6 3/4 of Class 3b 1997' My case comes up Thursday week at Stafford Assizes for fraud.

Answer 6

No but then again I don't do getting in to dept. Ha ha

Answer 7

I live in a box with cardboard furniture-I made a claim when "hoodies" set fire to my box burning me to death-the insurance company wouldn't pay out as they didn't believe I was dead -bast*rds !!

Answer 8

I work as a loss adjuster for Robert Maxwell Insurance. Do you know when they told his wife he had been found on the beach she said it was the first time he had washed up in 30 years.

Anyway I'm trying to make sense of these claims can anyone help?

"Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was 5 minutes early."

"I was driving along when I saw two kangaroos copulating in the middle of the road causing me to ejaculate through the sun roof."

"The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind."

"I started to slow down but the traffic was more stationary than I thought."

"I pulled into a lay-by with smoke coming from under the hood. I realised the car was on fire so took my dog and smothered it with a blanket."

Q: Could either driver have done anything to avoid the accident? A: Travelled by bus?

The claimant had collided with a cow. The questions and answers on the claim form were - Q: What warning was given by you? A: Horn. Q: What warning was given by the other party? A: Moo.

"I started to turn and it was at this point I noticed a camel and an elephant tethered at the verge. This distraction caused me to lose concentration and hit a bollard."

"On approach to the traffic lights the car in front suddenly broke."

"I was going at about 70 or 80 mph when my girlfriend on the pillion reached over and grabbed my testicles so I lost control."

"I didn't think the speed limit applied after midnight"

"I knew the dog was possessive about the car but I would not have asked her to drive it if I had thought there was any risk."

Q: Do you engage in motorcycling, hunting or any other pastimes of a hazardous nature? A: "I Watch the Lottery Show and listen to Terry Wogan."

"First car stopped suddenly, second car hit first car and a haggis ran into the rear of second car."

"Windscreen broken. Cause unknown. Probably Voodoo."

"The car in front hit the pedestrian but he got up so I hit him again"

"I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment."

"The other car collided with mine without giving warning of its intention."

"I collided with a stationary truck coming the other way"

"A truck backed through my windshield into my wife's face"

"A pedestrian hit me and went under my car"

"In an attempt to kill a fly, I drove into a telephone pole."

"I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up obscuring my vision and I did not see the other car."

"I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident."

"An invisible car came out of nowhere, struck my car and vanished."

"I was thrown from the car as it left the road. I was later found in a ditch by some stray cows."

"Coming home I drove into the wrong house and collided with a tree I don't have."

"I thought my window was down, but I found it was up when I put my head through it."

"The guy was all over the road. I had to swerve a number of times before I hit him."

"I had been driving for forty years when I fell asleep at the wheel and had an accident."

"As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before."

"To avoid hitting the bumper of the car in front I struck a pedestrian."

"My car was legally parked as it backed into another vehicle."

"I told the police that I was not injured, but on removing my hat found that I had a fractured skull."

"I was sure the old fellow would never make it to the other side of the road when I struck him."

"The pedestrian had no idea which way to run as I ran over him."

"I saw a slow moving, sad faced old gentleman as he bounced off the roof of my car."

"The indirect cause of the accident was a little guy in a small car with a big mouth."

"The telephone pole was approaching. I was attempting to swerve out of the way when I struck the front end."

"The gentleman behind me struck me on the backside. He then went to rest in a bush with just his rear end showing. "

"I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way."

"I was backing my car out of the driveway in the usual manner, when it was struck by the other car in the same place it had been struck several times before."

"When I saw I could not avoid a collision I stepped on the gas and crashed into the other car."

"The accident happened when the right front door of a car came round the corner without giving a signal."

"No one was to blame for the accident but it would never have happened if the other driver had been alert."

"I was unable to stop in time and my car crashed into the other vehicle. The driver and passengers then left immediately for a vacation with injuries."

"The pedestrian ran for the pavement, but I got him."

"I saw her look at me twice. She appeared to be making slow progress when we met on impact."

"The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle."

"My car got hit by a submarine." (The Navy informed the wife of a submariner that the craft was due in port. She drove to the base to meet her husband and parked at the end of the slip where the sub was to berth. An inexperienced ensign was conning the sub and it rammed the end of the slip, breaking a section away, causing her car to fall into the water.

"I bumped into a lamp-post which was obscured by human beings."

"The accident was caused by me waving to the man I hit last week."

"I knocked over a man; he admitted it was his fault for he had been knocked down before."

Bit long?, should have only read half of it, think on.

Answer 9

It,s not worth doing it.  The more insurance claims are fiddled and the insurance companies find out about it, the more these companies put the premiums up to counter-act the fraudulent claims which means everyone have to pay more for their insurance.

Answer 10

They fiddle us, so why not in the interests of a fair game?

Hey morality gang, I pity you!

Answer 11

Nope I don't take out insurance it's a big con.

Answer 12

Doesnt everyone do that?

Answer 13

i work in insurance so no,,

i do know ppl who have and i often get ppl asking me how to do it lol