Question:

Have you ever tried to live on half of you income?

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In an effort to save money I want to live on half of my income for the next few months - am looking for tips on the best way to s-t-r-e-t-c-h a dollar.

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  1. buy only what you simple NEED.

    there's not much more you can do.


  2. Yes.. but I would start off small.. like a set amount  taken out of your checking account and applied to your savings.. its hard at first but then you learn to live within that figure..while your savings is getting bigger.

    No eating out anymore,(means make your lunch in the morning) & turn off all lights when not in use,

    Set out weekly plans on what your making so, you can stretch the items alittle longer..

    example,  spaghetti monday.. save left over sauce not used & make a calzone for tuesday night.. if not freeze it for another night

    Or.. buy a frozen pack of small cut chicken for $9-$10 dollars and use only what you need..nothing extra on each meal.

    A fresh pasta salad can last 4 days. so that's a good savings right there.

    Gather all the stuff you havent used in a year.. and guess what.. you can sell them at a garage sale & apply that to the savings too,

    Save all the cans & bottles and copper and turn that in.

    Hope all the suggestions help.

  3. not happening in my expensive state, but check out this site, www.dollarstretcher.com.  they have great tips on  how to save money, live on less and get bargains.  good luck

  4. shut lights of when your really dont need them. One bath a day. Brush teeh in shower.wash all clothes at once. go to mcdonalds. try to limit your driving

  5. Well, If I were you, if I were willing to save money. I will spend money as minimum as possible. If you are saving for something important so do it.

  6. Clip coupons when u go to do grocery shopping.

    Buy a thermos and bring ur own coffee to work and lunch

    Dont eat out..cook home so u can have left overs.

    These work for me cause i live on more than my pay check...

  7. Definately cut out eating out. That always saves me a TON of money. If you set a limit for your spending on your credit card/debit card that helps too because it helps to weed out the purchases that you don't really need.

    I only drive as much as I need to, and spend only on the essentials and I have been doing this for 2 months. I have TRIPLED my savings.  

  8. yes it was easy, i just used a lot of coupons and food stamps

  9. stay at home all the time, get rid of stuff you dont need like cable and air conditioning. buy groceries in bulk, dont go out to eat. dont use car get a bike instead.only buy things you really need.

  10. yea and its murder but it can be done a tip for your food shopping check out all your local supermarkets for offers and buy 1 get 1 free offers buy bread and meats that's going cheap and near there sell buy date  and freeze them all shops have shelves with foods that are near there sell buy date best time to go is first thing and just before closing

  11. Bring lunch, walk when you can instead of driving, dont eat out, watch TV instead of renting movies or going to the movies, cut meals in half when eating out or at home. That is about all I can suggest without knowing your lifestyle.

  12. Write down everything you spend, pay only in cash. Don't eat out even in Mc Donald. Lol, do what my mother does, eat at buffet, put some food in plastic bag for later.  

  13. This is very easy to do when you have no money at all. Thing is when people have money they just think about spending. You must be able to see when you are spending too.there are many things people was money on. One good example is mobile pay monthly bills. Spending 10 pounds or more on mobiles is ...........  

  14. bring your breakfast or lunch or dinner to work. no eating out. no entertainment such as movies or going out at all. cut the bills off that you do not need or have a contract for, like satelite or cell phones or netflix. dont wash so much laundry. wear the jeans a few times at least before you wash them. use the towel a few times before you wash it. dont drive anywhere but to work and to get groceries. keep the utilities low by not running the AC and washing clothes and dishes with cold water.

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