Health and life insurance... reasonable rates and types?

Question

what type of health insurance would you reccomend? HMO PPO, other. what kind of rates do you pay? what would you consider reasonable for a man, woman, child family plan? (self employed, small business owner) what about life insurance? difference between term life, whole life, cash value policies, etc.

Answer 1

Under your circumstance,I suggest here for you to have a visit.http://health-insurance.expert-tip.info/...

Answer 2

You have a lot of variables in that question, most importantly your personal health situation.  HMO's are typically cheaper than PPO's as they are more restrictive on the providers you can see.  To really answer this question. you should talk to an agent.

I always recommend that people purchase insurance locally through an independent agent, as they will educate and help you on these type of questions.  The best way to do this is to get a quote online using a company like http://www.2insure4less.com/?s=233450 or http://www.netquote.com.

You should get a number of calls from local agents who can not only help you save money, but can also answer these type of questions.  Local service is a great thing when you have questions or need to call in a claim.  Good luck calling an 800 number in who knows where.. :)

Best of luck!

Answer 3

You are asking TONS of questions here.  You really need to sit down with a LOCAL agent and ask them.

Answer 4

I got my health insurance from this site.  It doesn't cost that much.  The lady I connected with is named Bobbe. It covers all kinds of things that other insurance plans don't.

http://www.mybenefitsplus.com/40360544

Answer 5

Regarding your first answer - Ameriplan is NOT insurance and can leave you in financial ruin should you end up in the hosptial.  Read this article.

http://www.insurancepickle.com/health-in...

To answer your question it absolutely depends on many factors that you don't have listed - where you live, your health, your age, etc...

You may (depending on where you live) be able to get quotes from the tools directly on my web site.  Feel free to use it and get the answer to your question.

Jeff