Question:

Health insurance for an eigteen year old?

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I recently moved out of my parents house. I 'm eighteen years old taking full credit hours in school. How much is health insurance and where do i go to get it?

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4 ANSWERS


  1. About $200 a month, if you're healthy.

    Go to a local, independent agent, to get quotes.


  2. Most of the time your parents insurance policies will still cover you until you are 22 (or married) so long as you are still a full time student.  In some states it's as old as 25.

  3. Health insurance for an eighteen year old can be very in expensive depending on the deductible and the benefits you select.

    With all the different health carriers and plans available most people really should use a health insurance broker. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

    For example a typical broker can have access to 10 major carriers and 60 different plans just for one state.

    You can try doing your own research on the internet, but if you give a good broker 5 minutes they will be able to make suggestions on which carrier may fit you best.

    I suggest using yellowpages.com to search for health insurance brokers in your area.

    Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

  4. You should contact my health insurance agent.  They are at http://www.lvhealthins.com  They have been great for me.  They found my a great company and policy.

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