Health insurance i need it?

Question

I work in a restaurant in CA that serves high priced food and they do not provide any benefits i work full time and i need it what should i do

Answer 1

visit doctors at health dept of cities or county governments, mostly free or very low cost in social program.  Buy medicines from other countries very cheap without need insurance.

Answer 2

You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price.

Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.

On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.

Use the Internet to educate yourself but use an agent to purchase the coverage.

Answer 3

Go online to the Blue Shield website and review what they offer.  You can enroll in a plan without an intrusive agent looking for a quick buck.

Answer 4

I just came across this website, you may find many useful information on health insurance quotes, hopefully may help you:

http://all-health-insurance-quotes.blogs...

Answer 5

You can follow Bills advice, or for the same price you can contact an independent broker who can assist you in finding the best plan from all the carriers. Whether you sign up directly on the BC website or use a broker you pay the same price.

A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

For example a typical broker can have access to 10 major carriers and 60 different plans just for one state.

You can try doing your own research on the internet, but if you give a good broker 5 minutes they will be able to make suggestions on which carrier may fit you best.

I suggest using yellowpages.com to search for health insurance brokers in your area.

Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

Good Luck

Answer 6

Find another job, with health insurance benefits.  

Or buy a policy on your own, through a local independent agent.

I have no idea what the high priced food bit means.  It's not relevant to health insurance.  MOST food service employees do NOT have any kind of health insurance.