Help. My mom is in debt & can't afford to send me to school or buy food, or anythingg. PLEASE HELP!?

Question

My "dad" cheated on my mom & left me my brother and my mother for some other girl. He barely gives us money to support us.

My mom can no longer afford food, gas, school fees, or paying bills, and she said pretty soon we might get kicked out of our own house and have to live on the streets. In her car or something. We literally have nothing left. We can't afford anything.

Is there any programs out there where somehow my mom can get money. And dig herself out of the hole my "dad" put her in??

Please reply with as much as you know.

It would help so much.

Thankss.

Answer 1

ah, iam really sorry you all have to go thew this,there are all kinds of help programs, go to any church,they can  give information on many programs ,  she can apply for food stamp and money if your state has those programs that's the first place to start there are many things they can help with also salivation army does  alot to i hope this helps ,god bless you and you mom,

Answer 2

well what are the specifics..im willing to bet it's more her credit sucks really bad than anything else...and selling a house right now isn't exactly easy..or even doable...

i'm also assuming she already has a job...if not she needs to get one...

but if she does have one..and it's a crappy one she may need to get another job...how old are you kids?...she can probably get state assistance of some sort and apply for hud housing if she can't live in the house anymore..

or she could file for bankruptcy if it's that bad

depending on the situation there are a multitude of solutions..just none of them maybe easy.

if you're are over 14 in some states you can work...if you are old enough to find employment as much as you may not want to..it may be a good idea to try.

she may try selling the stuff in the house first on an auction site or what have you to buy time...

good luck

"this too shall pass"

Answer 3

Well, she can get a job and earn money just like everyone else.

She should also be able to get appropriate child support order from court.  

Sorry to hear about your situation, but she will have to work just like the rest of us.  She should probably sell that house and try to get a less expensive place to live.

Answer 4

Hi Sweetie-

Have your mother call your local city office.  Tell them what the situation is and I am sure they can give you a couple of phone numbers to call (such as a social rehabilitation center).  Also, never forget to ask a local church for guidance (whichever church you feel comfortable with)   Sometimes churches can help provide for families or direct them to organizations to help them get back on their feet. God bless!

Answer 5

first step is to find you someone who can guide you and help you contact the welfare agency to apply for welfare food stamps; a shelter for women in distress, so you don't have to live in your car; a food shelter where you can eat free meals, so you won't go hungry; and a place that you can get a part-time job after school so you can help your mom get on her feet.

Seek help from a local church near your home, the minister, or priests will refer you to someone who can help; also, your school counselor will guide you; also, family members can be contacted and ask to help you out temporarily.  

You need free legal help--attorneys that can file court papers and demand child support from your dad.  Ask your local courthouse about information; even if they are not married, your dad is responsible just as much as your mom.

Good luck, and remember your mom will be upset, sad, and angry at times, don't judge her, just offer her your loving support and cheer her up, tell her positive things, and never fight, or scream at each other.  No matter whose fault it is, just have a positive point of view and look upon this as an opportunity to start a new life that could possibly be much, much better than you could imagine.... imagine it will be better and the power of your good and positive thoughts will bring you good luck.  

Remember you need to set a good example for your younger brother who can help out too, by learning how to do laundry and taking care of chores and other things-- and--most importantly,  following a good example from you.

  God bless.

Answer 6

Yes, it's called a "job"! Your mom needs to get a job. She also needs to get a lawyer, and get a child support order, and get it enforced. It sounds like she's pretty paralyzed and helpless, so she really needs the lawyer.

Well, it sounds like your mother can't do anything. "Can't", "can't", "can't". In that case, start packing. You *will* be living on the streets soon. Unless your mother undergoes a drastic change, grows up, and starts acting like the adult in your family.

Answer 7

Hi,

I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.I came across this company on NBC News Special Edition.Check it out here:

http://urlhawk.com/29x

Answer 8

Welfare is a short term solution. A longer term solution is for your Mom to find a decent paying job. You also need to have your cheating dad pay child support and possibly alimony.

Answer 9

She can get a lawyer through legal aid.  They can help her get any possible settlement - even garnishing wages.

Nex she should contact social services.  The department of Children and family services should be able to help.  If you are 14, then she should be able to work (you are old enough to not need a baby sitter or to help with younger siblings).

Can she rent a room in the house out to someone to get extra money?  Can you guys move in with family (grandparents, aunts or uncles) and rent the entire house out until she gets this sorted out?  It could mean moving away, but you should be supportive to your mom and do what ever gets you all out of this mess.

Talk to the minister or priest at church.  Sometimes they can help too.

Answer 10

If you don't have money for food right now, your mom should check into food stamps. They have a program where a person can get aid in as little as 24 hours, just with a phone interview.

She can also get help from a program called Temporary Assistance for Needy Families, or TANF. Your mom will need to apply, and show that her income is low.

If she's not working, she also needs to get a job. A temporary service can probably put her to work tomorrow, and although it might not be the highest paid, it will be money coming in.

As other posters have noted, your dad has a legal obligation to support the family. Your mom should be able to get support payments now, before the divorce is final. If she has a lawyer, the lawyer needs to get on that. If your mom can't afford a lawyer, she can get one through legal aid.

Many schools will waive (not charge) school fees for kids if the parents have low income.

I am concerned that you are posting this question, and not your mom. You don't say how old you are, but this is the kind of stuff that parents should handle, not kids. It's okay for you to know that things are tight right now, but your mom and dad need to be the adults and handle food, clothing, shelter and school fees. They should also not be involving you in their disagreements.

Answer 11

This type of thing happens to women everywhere, everyday.  Their are women's shelters located in many cities across the country.  Your family may have to move and start over.  Think positively and just deal with it the best you can. Remember, this is only temporary, things will get better.  Learn and grow form this experience and do things differently in the future. Good Luck!  Amanda