Help Navigators Insurance Company Vs Lincoln General ins ratings ?

Question

has any of you dealt with this two companies? i am shopping around for general liability insurance, they are admited in CA but i would like to get feedback from the experts here

Answer 1

http://www.ambest.com/

Go on AM Best's website to research.  They drive into all insurance company's financials and customer service to give them a rating.  Plus, they've got links to important bad & good news articles for the 2 companies.  You have to make an account there though.  Below is a couple copy/pastes.

Lincoln General:

Financial Strength Ratings:

Rating: B+ (Good)

Financial Size Category: VIII ($100 Million to $250 Million)

Outlook: Negative

Action: Downgraded

Effective Date: July 14, 2008

Issuer Credit Ratings:

Long-Term: bbb-

Outlook: Negative

Action: Downgraded

Date: July 14, 2008

Navigators:

Financial Strength Ratings:

Rating: A (Excellent)

Affiliation Code: g (Group)

Financial Size Category: X ($500 Million to $750 Million)

Outlook: Stable

Action: Affirmed

Effective Date: March 28, 2008

Issuer Credit Ratings:

Long-Term: a+

Outlook: Stable

Action: Affirmed

Date: March 28, 2008