Help! driver's license and auto insurance?

Question

so I just got my driver's license (im 18), but i don't have a car yet. im driving my mom's car, is that ok? do we need to call the insurance comany and tell them to add my name to our car insurance? do we need to pay extra money?

thanx for ur time!

p.s. we r in Maine

Answer 1

You must notify your Insurance company because your insurance company, by law, must cover any licensed driver in the household.  The insurance premium will raise but you have to do it or your Moms policy will be canceled.

Answer 2

yes and you need to call up her insurance and add you.  good chance you need to pay extra money for insurance and wont be cheap.

Answer 3

Yes, you need to be added to the policy.  DO NOT drive until you are added.  It's not worth the risk.