Help has anyone been in a hit and run?

Question

does the insurance cover it? I have AAA. and i dont know who did it!

Answer 1

Any carrier will protect your for it, if you have collision coverage on your policy for that listed vehicle. You will be obligated to the deductible you have selected for the collision deductible outside the cost to repair your vehicle.

If you were able to indentify the person, than their insurance would of stepped in for you. Or if you were able to identify the person, and they had no insurance you could of made a claim under your uninsured motorist coverage (if purchased).

Making a claim will not effect your insurance rates in the future either. Therefore, if you stepped up to the plate and paid for the coverage than you use it :)

Feel free to contact me if you have any other questions. Good Luck.

Answer 2

Yup! It happened to me once. Anyway, it will depend on the kind of insurance you applied for. The insurance will cover it as long as it is properly documented: police investigation w/c includes photos and statements.