Help with chapter 13 and harrassment of partner in home

Question

filed chapter13 Dec.2007 I am the only person on home loan and ch. 13 plan. I am a long time widow and receive survivor benefits for my son and I. I have a 4 yr old with my partner whom is on the deed of my home as a joint tenant. The problem is of course our relationship has gone downhill verbally and getting bad harrassment wise and physical in front of my daughter. I tried to ne reasonable told him to finance home in his name give me my money to find another home for me and kid's. He won't! I am downstairs he is upstairs but he always every now and then tells me stuff just to provoke me. Even though he signed a letter to contribute$ 2000 towards household

per month he threatens me he will not put money in bank on time and my check ends up bouncing . If I file an eviction on him and report domestic violence report I have to find another place to stay until he Is served. And I known he won't pay hid portion and I have pay for 2 locations my current home and fond a new place which I cannot afford. Any advice for the dumb mistake I made ? Serious inquiries only please I cannot take much longer,

Answer 1

Sorry to hear about the trouble you are going thru..I know it can be tough. A little suggestion....Contact your bankruptcy attorney, they are your attorney throughout your plan time period. I know they are taking a portion of your paycheck to keep the home. Do you really want to continue to pay on it and be in this abusive relationship. What they can do if you no longer have the support from the boyfriend. If he doesn't provide you with the 2K towards the household, you may be able to show a loss of income and thus creating you to have the chapter 13 dismissed for non payment. Now, in a chapter 13, if there is a loss of wages, you can convert the chapter 13 to a chapter 7. Let the house go and move on. I'm not suggesting you s***w the creditors, but in your circumstances, unless you can rid yourself of this man and get back on your feet and into another place, this may be your only alternative. The bankruptcy attorney handling your case should be able to tell you exactly what you need to do...this is what you are paying them for, and see if they can do something to help you out.  I wish you all the luck!! Do something now to stop this abuse and get out from under this idiot you call a spouse!  

Answer 2

My own little advise is that personally, as a single mother I don’t depend on men because they may fail you or disappoint you in their attitude and characters. In the first place, you should not have allow him to stay with u since you have not been joined in holy wedlock, he is not your husband, he is just the father of your kid by so doing, to save you an embarrassment. I would advise you search for another apartment which you can afford according to your income.