Hey whats a good credit card for somebody with no cresit history?

Question

Hey whats a good credit card for somebody with no cresit history?

Answer 1

You'll have several options if you have little or no credit history. Here's some examples of offers you might qualify for: http://www.asapcreditcard.com/poor-credi...

Keep in mind, you'll have to pay higher interest rates (and additional fees) with one of these offers until you prove yourself and start building your credit score. Eventually, with regular on-time payments, you'll be able to move on to a better offer. But for now, your choices will be limited...

Answer 2

You need a prepaid Visa.  This is the type where you deposit money into an account, then use the card to purchase with your own money.

Answer 3

you have few options. I did some research and found the site below that has cards for people with no credit. I particularly like the one from Orchard bank at the bottom of the site. Good luck!

Answer 4

I opened my first credit card at my bank where I had my checking account.  It was conveninet to make payments, my interest rate was between 8-11% & it really helped to build my credit quickly.  I can now apply for any card I want & get approved.  Except for sears of course, they are pretty tough for some reason.

Answer 5

The Discover card pays you back a little percentage if you pay it off each month.  There are lots of different cards out there so make sure you don't sign on to one that makes you pay a fee.  Try real hard to pay it off each month in full to help your credit and yourself for the future.

Answer 6

You may want to start off with a secured card from Orchard Bank of Capital One. Just give them $500 or more if you can afford it and keep your usage to under 25% of your limit. Pay in Full and on Time! After 6-12 months you may qualify for unsecured credit.

Answer 7

Try Capital One.  They have several programs for people with different credit issues.

www.capitalone.com

Answer 8

it is improtant to build a credit history.

get one use it but don't abuse it

Answer 9

Just getting started hugh, 600 if your lucky, if you are trying to build credit there are a ton of options on line, just make sure if you get a credit card you use it wisely making more than the minimum payments and paying it off as well.