Hi,Im in great problem please help......?

Question

Right now im 5th month pregent, with health insurance BCBS now im in a situation that i have to change to some other insurance company .... will some compny accept this pre existing stage?? can anyone suggest some good comp???? i stay in MA......

Answer 1

my husband and i were thinking of having our second but seroiusly most companies do not cover pregnancies until 365 days after the policy started. Humana cover maternity at all. It is really frustrating. also some doctors will discount the services if you pay in cash. So you could start paying for the delivery now if you can.when did your policy begin, bc I was told that if you your obgyn does global billing, which means they send the whole claim in at the end at one time and if its after the 365 days then they are supposed to pay. or check your eligibility for medicaid. don't stress you need that baby to be healthy  if you can't get it not the end of the world. it will be ok

Answer 2

I worked briefly for an insurance company the refused to take any new clients that were pregnant.  I don't know if they're all that way.  Best of luck!