High-risk health insurance pools,insurance coverage for individuals with pre-existing medical conditions?

Question

are they effective health reform? what are their weakness and strengths?

Answer 1

Sounds like you want a paper.

Well, high risk health pools can be extremely expensive.  They aren't intended for long term  (most limit the lenght of time you can be in them, for a few years), AND, they still have a waiting period for preexisting conditions.

Not all states have them, because they have to be heavily subsidized by the taxpayer.

Because they are not self sustaining, they are NOT an effective tool of "health reform".

Answer 2

www.Insure-Pro.com       these guys are great.. they will answer your questions and no hard sell

Answer 3

You may find high deductibles and low coverages but something is better than nothing.  The state in which you live my support these policies.  You can check with an insurance broker to find your best rates.  Good luck.  Be informed.

Answer 4

You may try to google it,here has some direct resource that might be helpful.http://health-insurance.expert-tip.info/...