Hi,
When backing out of an underground parking lot, I brushed off against a pillar and thereby took off the left side of my front bumper. I then drove to a body shop to get it fixed. On the way, I was stopped by a cop who checked me out. He asked me what happened and I said I hit a pillar in a parking lot. Then he asked me if I've reported it to the police...I said no, since I didn't hit anybody.
He then took my license's plate number but did NOT give me a ticket. He told me that I should report to the police department where I hit the pillar else I'll be arrested for hit-and-run.
What the f****!!!
Here are my questions:
1) If I do not report, will I get arrested?
2) If I report, will be insurance rate change?
3) If I told the cop I hit my car in my home garage, will his reaction be different?
4) I've been told that if I'm not given a ticket, it's fine. Is this true?
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