Home insurance in lafayette,la?

Question

for several years the big guys have not been able to write policies . i have been stuck with the la gov fair plan . im paying over 800 a month in insurance living in the center in lafaytter. does anyone know of anyone writing policies/. state farm no , all state no .im tired of wasting money , anyone knows a soloution?? greatly needed and appreciated.

would like insight from people from the area that know what im talking about , iposted this before and have receieved c**p from yankee 's that do not understand

Answer 1

I'm right next door, in TX, not a yankee, LOL.

However, I don't know who's writing in your area right now.  I'd strongly suggest calling a couple independent agents.  The guys you've talked to, they're all direct writers, and only represent one company.    

Find a couple independent agents at www.iiaa.org  . . .call three or four, ask if there are any admitted carriers - not the fair plan - writing in the state right now.  

I'd bet there are - it's not as tight a market as FL, where you are.  Although depending on your house's age, condition, or your credit score, they just might not be willing to write YOU.