Homeowner's insurance?

Question

I am ready to get insurance for my house, however, I want to know how I can save money and have a good coverage. I just need coverage for my property and personal belonging. I don't need protection for others or medical payments. Any tips on how to go about shopping for insurance?

Answer 1

When I first started selling insurance 20 years ago I use to quickly be able to know which company would provide the best rate based on the type of home, where it was located, it's condition, etc, etc. but those days are gone.  Now we have to rate each individual with several of our companies to find the best rate.

In order for you to get the best possible premium will require getting as many quotes as possible.  You will be blown away by how much the premiums can vary from one company to another.

There's a free on-line rating service located at: http://mysite.verizon.net/ressg6c7/savin...

This is a pretty helpful little site.  There's no obligation to buy and they offer several free on-line rating services that you access by simply clicking a link.  By requesting quotes from all of them who quote homeowners insurance you increase your odds of getting the best premium.

Hope this helps!