Question:

How Can I Save My Money?

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I am only getting 2 more pay checks before school starts

not including the pay check i just got today. I usually get at least $130.00

this pay I got $158.00 ,but I had 14 in the bank already so that's like 172 plus I have 8 dollars on my other card and 6 dollars in change lol

I cannot keep money in my wallet for more than a week ,which is terrible.

my sister wants me to go to Adventure Island with her n other people but thats 40 dollars(I REALLY want to go but thats too much..not to mention the expensive food there)

than this Wednsday we are going to see MindFreak live on the beach(what if they are selling Chris Angel shirts?!)

and than on August second im going to the rays game and at the end LL Cool J is going to be performing and I wanna buy food..

so far I have 5 outfits for school and NO new shoes.

please give me some tips on how to spend my money wisely.

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5 ANSWERS


  1. Ask for bigger bills when you cash your check, thats what i do and i feel less inclined to spend it... $100 bills are nice to look at and when i spend mine i feel like i gave up something special.


  2. You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that s***w into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side.  So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey.

  3. WITHDRAW IN BIG BILLS THAT HELPS ME NOT SPEND. DO SOME BABYSITTING, MOW LAWNS, SELL STUFF, FINDEXTRA INCOME. SAVE COIN IN A JAR AND SEARCH FOR MONEY THROUGH YOUR HOUSE.

  4. Well you are going to have think about what is really that important to you.

    Carry less money in your wallet and focus on what you really want and by your posting it seems you want school clothes and shoes. Maybe you can use your last 2 paychecks to spend on clothes and this paycheck to do all the fun activities. You might want to leave some in the bank as well.

    You could always eat before the the Rays game/Adventure Island so you won't be as hungry at the places and less likely to purchase food.

  5. Two ways of impacting your bottom line - make more or spend less.  You probably can't spend any less than your spending currently, but you could certainly earn more.

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