How Good Does Your credit have to be to get a truck?

Question

I was looking to get a Nissan Armada and my credit isn't bad but its not awesome either. Alot of people told me that if i go to the dealership and demand they can work magic on getting me in one. but i'm thinking its not that easy. anybody familiar with auto sales and how it works

Answer 1

The dealer will find you a loan however their interest in not in your interest. Anyone can find you a loan but your going to pay through the nose, so do your homework and as was stated check with different lenders the difference will really surprise you. My first loan at age nineteen was eighteen percent, I got the loan through the dealer.......so they got me twice once on the sale of the truck then on the loan Ouch!!

Answer 2

do not get a loan from the dealer....go to a credit union or capital one or your own bank....then you go into the dealer with so much more leverage on making a deal then getting sucked in by their finance department and unnecessary add ons.  your credit score usually determines the interest rate you get.