How can I clean my credit report fast using loopholes or shortcuts.?

Question

How can I clean my credit report fast using loopholes or shortcuts.?

Answer 1

Accurate negative info stays on your credit files....there is, however, one trick that "may" help to remove negatives from your credit files.

Per the Fair Credit Reporting Act you have the right to request written validation of negative entries on your credit files. Per this law they must validate the item(s) or remove them from your credit file.

Mail separate requests for each negative on your credit file....one at a time...not all at once. Just include the simple statement:

Per the Fair Credit Reporting Act, I am requesting written validation of this item.

Remember that there are three credit bureaus, so you’ll have to do this for each credit bureau. There is NO guarantee that this will work....It may give some decent results. The worst that can happen is that all negative items come back verified.

DO NOT pay any firm that claims that they have insider tricks to remove accurate negative info....The tactic that I mentioned above is the only legal trick that "may" remove negatives from your credit files. You can do this yourself....you don't need to pay anyone to request validation.

Answer 2

You can't.  Anyone who says you can is lying and will probably try to rip you off.  You CAN clean up your credit report but it takes time and effort.

Answer 3

make sure your credit cards and other revolving accounts are paid on time each month, and that the balances are not too high. don't apply for new credit, because a lot of inquiries on your credit report will lower your score. other than that, there's not much else you can do for now. good luck! =)