How can I find insurance for a Portacabin used as storage for a clothes agency?

Question

I'm looking for an insurance policy that will cover the contents of a Portacabin - about £10,000 of secondhand clothes.

Answer 1

Does the agency already have a Commercial Policy? Then try and have the Portacabin added as an additional location with Contents coverage with a £10,000 limit. The insurer may not accept this considering it's a Portacabin, however they may accept it with the provision that the contents are valued on a Actual Cash Value basis, plus the premium might be a little steep. However at least you will have some coverage plus you should be able to have the liability extended to cover it as well.