How can I find out if I'm covered under COBRA?

Question

I have insurance through Cigna (provided by my employer). They sent me a questionnaire asking, among other things, if I was covered under COBRA? I vaguely know what CORBA is but I'm sure if I'm covered under it.

Answer 1

Cobra (Consolidated Omnibus Budget Reconciliation Act) allows you to continue health coverage through your employer when you terminate. There are specifics about who is able to get coverage, but it basically allows you to remain covered until you are able to get coverage either through another employer or as an individual.

http://www.dol.gov/dol/topic/health-plan...

Answer 2

If you are actively employed and don't have any additional insurance than you are not covered by COBRA.

Consolidated Omnibus Budget Reconciliation Act is what it stands for. It is a federal law allowing people to continiue medical insurance after they left or was fired from a job. If you would have COBRA you would be paying significantly higher insurance premiums.

Answer 3

COBRA allows you to extend the health insurance coverage you had with your previous employer. You would know if you had it because you would have had to elect the COBRA continuation when you left your previous employer (it's not automatic) and you would be paying the monthly premium (your previous employer would not be paying for it)

Answer 4

Short answer - if you are not making a payment to a prior employer for your health insurance, chances are you are NOT covered under COBRA.

Good luck and I hope this helps!

Answer 5

COBRA is a program through which you continue group insurance coverage from a previous employer.