How can I get insurance for a moped/motorcycle when I'm 16?

Question

I need insuarance for my moped.

I am 16, I only have my motorcycle permit, and my grandma (guardian) does not want to be the primary driver because she does not want to be liable, is there anyway she can be the primary and if I do get in a crash I am liable?

Or can I just be insured? I only have a motorcycle and drivers permit!?

Answer 1

You can't.  You have to be on someone else's insurance until you are 18 in the USA.

Answer 2

Call an insurance company and ask them.