Question:

How can I get my husband's name off a mortgage?

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He moved from our home earlier this year & rented an apt., filed bankruptcy, & has paid nothing since May. What are my options?Since I've been paying all the monthly expenses including the mortgage can it be done? He also left some things ,do I have the right to do as I please with them? He only paid the loan 3 months.

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5 ANSWERS


  1. You would have to refinance the loan and be able to qualify on your own.


  2. I would like to suggest to try to get as much information as you could before making up your mind,here is a very resourceful one.http://home-mortgage.online-tips4u.info/...

  3. Refinance the house in your name. If you are getting divorce (in the future or have already filed) you will have to do this anyway. But if you are getting divorced I would wait until it is finalized that way he will be more willing to sign the papers to do this because he will be ordered to (granted you get the house). But that is the easiest way to get his name off.

  4. In order to be able to refinance by yourself you will have to get your husband to transfer his interest in the property to you  

  5. Give him written notice that the personal things must be picked up in 30 days or they will be pitched. Get a divorce and the judge's decree with stipulate what must be done with the house. It is community property and he'll get half, even if he only paid $1 towards it.

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