How can I get my insurance company (Empire Blue Cross - PPO) to pay for my nose job (plastic surgery)?

Question

How can I get my insurance company (Empire Blue Cross Blue Shield - PPO) to pay for my nose job (rhinoplasty)?

Is there any way I can get them to help pay for some of it at least? How?

I broke my nose when I was a child, now I have a bump and sometimes trouble breathing.

(Btw, anyone have any recommended doctors for the job?)

Answer 1

I believe if you can get your doctor to say it is for medical purposes and not cosmetic they would pay for it.

Good Luck!

Answer 2

Get nose cancer.  They'll pay for the rebuild.

Otherwise, it's purely cosmetic surgery, and they won't cover it.

Answer 3

AHA! You sometimes have trouble breathing!

You don't do anything. Once you find a dr, you have HIM contact the ins co and get it approved.  This is something that borders on cosmetic surgery, so your dr would have to convince them that there is a medical necessitry for the surgery.

Start by asking your family doctor.If you don't have one, call the local hospital, and ask to speak too a social worker.